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| Company Philosophy |  |
| First Federal believes that Home Ownership is one of life's important goals. With today's competitive market, you deserve attention from an aggresive professional. A professional that will qualify you for a mortgage with the lowest interest rate you deserve and wal you through the process in less time than you anticipated.
You will receive the truth and straightforward answers answers about obstacles. If any, that you may have to overcome. All loan requests are not easy and not all credit is good, but First Federal is able to make loans for certain borrowers that have been turned down by other mortgage companies. There is more to choosing a company than interest rates. First Federal knows interest rates are the first thing you look for when choosing a mortgage company. That's why we offer competitive rates on different types of mortgage loans. The importance of the compnay you choose goes far deeper than just interest rates. Knowledge of your situation and the service you'll receive during the application process, and after you have closed, matter just as much. |
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| Single Family Housing Programs New Purchase Financing Cash Our Refinancing to 100% LTV No Income Verification (NIV) 1st & 2nd Mortgages Equity Lines of Credit Debt Consolidation Loans Recent Bankruptcy Loan Programs Self-Employed Programs Manufactured Homes with Land Programs Adjustable Rate Programs |
Credit Impaired Borrower's Stated Income Condominiums / Townhouses Fixed Rates / Balloons Cash-Out for Any Purpose Non-Owner Occupied / Investment Property Rural Properties Lease Purchases / Bond for Deeds Borrow Down Payment for Purchase Conforming & Jumbo Products |
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| First Federal understands that applying for a loan and going through the loan process can be frustrating. You want to buy or refinance a home; we want to help you every step of the way. That's why our mortgage consultants put you first. They will:
* Work closely with you to make your mortgage a stress-free experience from application through closing. Because First Federal has developed relationships with financial institutions across the country, we can access low interest rates and pass savings to you. And here at First Federal we know that everyone's financial situation is different. That's why we can structure each loan program to meet your individual borrowing needs. | |
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